/* ==========================================================================
   MVA CLICK — STYLESHEET
   Design System: Modern LegalTech & High-Conversion Clarity
   Brand: MVA Click (mvaclick.com)
   Palette:
     Midnight Trust Navy:   #0B132B / #0F172A
     Slate Secondary:       #1E293B / #334155
     Electric Blue:         #2563EB / #1D4ED8
     Sky Accent:            #0284C7 / #0EA5E9
     Conversion Amber:      #F59E0B / #D97706
     Confidence Emerald:    #10B981 / #059669
     Crisp Surface:         #FFFFFF
     Light Slate Canvas:    #F8FAFC
     Border Soft:           #E2E8F0
   ========================================================================== */

:root {
  --font-main: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  
  /* Brand Colors */
  --color-primary: #2563EB;
  --color-primary-dark: #1D4ED8;
  --color-primary-light: #3B82F6;
  --color-primary-subtle: #EFF6FF;
  
  --color-navy: #0B132B;
  --color-navy-light: #1C2541;
  --color-slate-dark: #0F172A;
  --color-slate-body: #334155;
  --color-slate-muted: #64748B;
  
  --color-amber: #F59E0B;
  --color-amber-dark: #D97706;
  --color-amber-subtle: #FEF3C7;
  
  --color-emerald: #10B981;
  --color-emerald-dark: #059669;
  --color-emerald-subtle: #D1FAE5;
  
  --color-bg: #F8FAFC;
  --color-surface: #FFFFFF;
  --color-border: #E2E8F0;
  --color-border-focus: #3B82F6;
  --color-error: #EF4444;

  /* Shadows */
  --shadow-xs: 0 1px 2px 0 rgba(15, 23, 42, 0.05);
  --shadow-sm: 0 2px 4px 0 rgba(15, 23, 42, 0.06);
  --shadow-md: 0 4px 12px -1px rgba(15, 23, 42, 0.08), 0 2px 6px -1px rgba(15, 23, 42, 0.04);
  --shadow-lg: 0 12px 28px -4px rgba(15, 23, 42, 0.12), 0 4px 12px -2px rgba(15, 23, 42, 0.06);
  --shadow-xl: 0 20px 40px -6px rgba(15, 23, 42, 0.16), 0 8px 16px -4px rgba(15, 23, 42, 0.08);

  /* Border Radii */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 0.15s ease-in-out;
  --transition-normal: 0.25s ease-in-out;
}

/* --- Base & Reset --- */
*, *::before, *::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  margin: 0;
  font-family: var(--font-main);
  background-color: var(--color-bg);
  color: var(--color-slate-body);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6 {
  color: var(--color-slate-dark);
  font-weight: 700;
  line-height: 1.25;
  margin-top: 0;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-primary-dark);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

/* --- Utilities --- */
.container {
  width: 100%;
  max-width: 1240px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 20px;
  padding-right: 20px;
}

.text-gradient {
  background: linear-gradient(135deg, var(--color-primary) 0%, #0284C7 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.text-amber-gradient {
  background: linear-gradient(135deg, #F59E0B 0%, #D97706 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* --- Top Legal Disclaimer Bar --- */
.top-bar {
  background: #0B132B;
  color: #CBD5E1;
  font-size: 0.81rem;
  padding: 8px 16px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  text-align: center;
  line-height: 1.45;
}

.top-bar-disclaimer {
  margin: 0;
  color: #CBD5E1;
  letter-spacing: 0.01em;
}

.top-bar-disclaimer strong {
  color: #FFFFFF;
  font-weight: 700;
}

/* --- Header / Navigation --- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  transition: all var(--transition-normal);
}

.site-header.scrolled {
  box-shadow: var(--shadow-sm);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.brand-link {
  display: flex;
  align-items: center;
  text-decoration: none;
}

.brand-logo {
  height: 42px;
  width: auto;
  max-width: 220px;
  display: block;
  transition: opacity var(--transition-fast);
}

.brand-link:hover .brand-logo {
  opacity: 0.92;
}

.desktop-nav {
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav-list {
  display: flex;
  align-items: center;
  list-style: none;
  margin: 0;
  padding: 0;
  gap: 24px;
}

.nav-link {
  color: var(--color-slate-body);
  font-weight: 600;
  font-size: 0.94rem;
  padding: 6px 2px;
  position: relative;
  transition: color var(--transition-fast);
}

.nav-link:hover,
.nav-link.active {
  color: var(--color-primary);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0%;
  height: 2px;
  background: var(--color-primary);
  transition: width var(--transition-fast);
  border-radius: 2px;
}

.nav-link:hover::after,
.nav-link.active::after {
  width: 100%;
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 14px;
}

/* --- Executive Modern Menu CTA Button --- */
.btn-header-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: linear-gradient(135deg, #0B132B 0%, #152244 55%, #1E3A8A 100%);
  color: #FFFFFF !important;
  font-family: var(--font-main);
  font-weight: 700;
  font-size: 0.875rem;
  line-height: 1;
  padding: 10px 22px;
  border-radius: 50px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 2px 8px rgba(11, 19, 43, 0.16), inset 0 1px 0 rgba(255, 255, 255, 0.2);
  text-decoration: none;
  white-space: nowrap;
  letter-spacing: -0.01em;
  transition: all 0.24s cubic-bezier(0.16, 1, 0.3, 1);
  cursor: pointer;
  position: relative;
  overflow: hidden;
}

.btn-header-cta::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.18), transparent);
  transition: left 0.6s ease;
}

.btn-header-cta:hover {
  background: linear-gradient(135deg, #152244 0%, #1D4ED8 60%, #2563EB 100%);
  border-color: rgba(96, 165, 250, 0.45);
  box-shadow: 0 4px 16px rgba(29, 78, 216, 0.32), inset 0 1px 0 rgba(255, 255, 255, 0.3);
  transform: translateY(-1.5px);
  color: #FFFFFF !important;
}

.btn-header-cta:hover::before {
  left: 100%;
}

.btn-header-cta:active {
  transform: translateY(0);
  box-shadow: 0 2px 6px rgba(11, 19, 43, 0.2);
}

.btn-header-cta .btn-cta-arrow {
  transition: transform 0.22s ease;
  flex-shrink: 0;
}

.btn-header-cta:hover .btn-cta-arrow {
  transform: translateX(3px);
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-main);
  font-weight: 700;
  font-size: 0.96rem;
  padding: 12px 24px;
  border-radius: var(--radius-full);
  border: 1px solid transparent;
  cursor: pointer;
  text-decoration: none;
  transition: all var(--transition-normal);
  line-height: 1.2;
}

.btn-primary {
  background: linear-gradient(135deg, var(--color-primary) 0%, #1D4ED8 100%);
  color: #FFFFFF;
  box-shadow: 0 4px 14px 0 rgba(37, 99, 235, 0.35);
}

.btn-primary:hover {
  background: linear-gradient(135deg, #1D4ED8 0%, #1E40AF 100%);
  color: #FFFFFF;
  box-shadow: 0 6px 20px 0 rgba(37, 99, 235, 0.45);
  transform: translateY(-1px);
}

.btn-amber {
  background: linear-gradient(135deg, #F59E0B 0%, #D97706 100%);
  color: #0F172A;
  font-weight: 800;
  box-shadow: 0 4px 14px 0 rgba(245, 158, 11, 0.35);
}

.btn-amber:hover {
  background: linear-gradient(135deg, #D97706 0%, #B45309 100%);
  color: #FFFFFF;
  box-shadow: 0 6px 20px 0 rgba(245, 158, 11, 0.45);
  transform: translateY(-1px);
}

.btn-outline {
  background: transparent;
  border-color: var(--color-border);
  color: var(--color-slate-dark);
}

.btn-outline:hover {
  background: var(--color-primary-subtle);
  border-color: var(--color-primary-light);
  color: var(--color-primary);
}

.btn-sm {
  padding: 8px 16px;
  font-size: 0.88rem;
}

.btn-lg {
  padding: 16px 32px;
  font-size: 1.08rem;
}

.btn-block {
  width: 100%;
}

/* Mobile Toggle */
.mobile-menu-toggle {
  display: none;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-direction: column;
  gap: 5px;
}

.hamburger-bar {
  width: 24px;
  height: 2px;
  background-color: var(--color-slate-dark);
  border-radius: 2px;
  transition: all var(--transition-fast);
}

/* Mobile Drawer */
.mobile-nav-drawer {
  display: none;
  background: #FFFFFF;
  border-top: 1px solid var(--color-border);
  padding: 20px;
  box-shadow: var(--shadow-lg);
}

.mobile-nav-drawer.open {
  display: block;
}

.mobile-nav-list {
  list-style: none;
  padding: 0;
  margin: 0 0 16px 0;
}

.mobile-nav-link {
  display: block;
  padding: 12px 0;
  font-weight: 600;
  font-size: 1.02rem;
  color: var(--color-slate-dark);
  border-bottom: 1px solid #F1F5F9;
}

/* --- Hero Section --- */
.hero-section {
  position: relative;
  padding: 48px 0 64px 0;
  background: linear-gradient(180deg, #F0F7FF 0%, var(--color-bg) 100%);
  overflow: hidden;
}

.hero-section::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -150px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: 48px;
}

.hero-content {
  position: relative;
  z-index: 2;
}

.eyebrow-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #FFFFFF;
  border: 1px solid #DBEAFE;
  color: var(--color-primary-dark);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 20px;
  box-shadow: var(--shadow-xs);
}

.eyebrow-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-primary);
}

.hero-heading {
  font-size: 3.1rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.15;
  color: var(--color-slate-dark);
  margin-bottom: 18px;
}

.hero-lead {
  font-size: 1.15rem;
  line-height: 1.65;
  color: var(--color-slate-body);
  margin-bottom: 28px;
  max-width: 580px;
}

.hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 28px;
}

.hero-reassurance {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 20px;
  font-size: 0.88rem;
  color: var(--color-slate-muted);
  font-weight: 500;
}

.hero-reassurance-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.hero-media {
  position: relative;
  z-index: 1;
}

.hero-image-card {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  background: #FFFFFF;
  border: 4px solid #FFFFFF;
}

.hero-image-card img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.hero-image-card:hover img {
  transform: scale(1.02);
}

.floating-trust-pill {
  position: absolute;
  bottom: 20px;
  left: 20px;
  right: 20px;
  background: rgba(15, 23, 42, 0.88);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  color: #FFFFFF;
  padding: 14px 18px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255, 255, 255, 0.15);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.trust-stat-title {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: #94A3B8;
  margin: 0;
}

.trust-stat-number {
  font-size: 1.15rem;
  font-weight: 800;
  color: #FFFFFF;
  margin: 0;
}

/* --- Trust Counters Bar --- */
.trust-bar {
  background: #FFFFFF;
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
  padding: 24px 0;
  margin-bottom: 40px;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.trust-card {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 8px 12px;
}

.trust-icon-box {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--color-primary-subtle);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}

.trust-card:nth-child(2) .trust-icon-box {
  background: var(--color-amber-subtle);
  color: var(--color-amber-dark);
}

.trust-card:nth-child(3) .trust-icon-box {
  background: var(--color-emerald-subtle);
  color: var(--color-emerald-dark);
}

.trust-card:nth-child(4) .trust-icon-box {
  background: #F1F5F9;
  color: var(--color-slate-dark);
}

.trust-info h4 {
  margin: 0 0 2px 0;
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--color-slate-dark);
}

.trust-info p {
  margin: 0;
  font-size: 0.82rem;
  color: var(--color-slate-muted);
  font-weight: 500;
}

/* --- Form Section --- */
.form-section {
  padding: 50px 0 80px 0;
  background: var(--color-bg);
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 36px auto;
}

.section-header h2 {
  font-size: 2.3rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 12px;
}

.section-header p {
  font-size: 1.05rem;
  color: var(--color-slate-body);
  margin: 0;
}

.form-layout-wrapper {
  max-width: 860px;
  margin: 0 auto;
}

.form-card {
  background: #FFFFFF;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--color-border);
  overflow: hidden;
  transition: box-shadow var(--transition-normal);
}

.form-card-header {
  background: linear-gradient(135deg, #0B132B 0%, #1E293B 100%);
  color: #FFFFFF;
  padding: 20px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.form-card-header-title {
  display: flex;
  align-items: center;
  gap: 10px;
}

.form-card-header-title h3 {
  color: #FFFFFF;
  margin: 0;
  font-size: 1.15rem;
  font-weight: 700;
}

.form-security-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: #E2E8F0;
  font-size: 0.78rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: var(--radius-full);
}

.form-card-body {
  padding: 32px 32px 36px 32px;
}

/* Form Grid & Fields */
.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.form-col-12 {
  grid-column: span 2;
}

.form-col-6 {
  grid-column: span 1;
}

.form-col-4 {
  grid-column: span 1;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
  position: relative;
}

.form-label {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--color-slate-dark);
}

.form-label .required-star {
  color: var(--color-error);
}

.form-control,
.form-select {
  width: 100%;
  font-family: var(--font-main);
  font-size: 0.95rem;
  color: var(--color-slate-dark);
  background-color: #FFFFFF;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 12px 14px;
  outline: none;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-control:focus,
.form-select:focus {
  border-color: var(--color-primary);
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.12);
}

.form-control::placeholder {
  color: #94A3B8;
}

.form-control.is-invalid,
.form-select.is-invalid {
  border-color: var(--color-error);
  background-color: #FFF5F5;
}

.form-error-msg {
  font-size: 0.76rem;
  color: var(--color-error);
  font-weight: 600;
  display: none;
  margin-top: 2px;
}

.form-group.has-error .form-error-msg {
  display: block;
}

/* TCPA Consent Box */
.consent-box {
  background: #F8FAFC;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 16px;
  margin-top: 10px;
}

.form-check {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.form-check-input {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  flex-shrink: 0;
  cursor: pointer;
  accent-color: var(--color-primary);
}

.form-check-label {
  font-size: 0.78rem;
  line-height: 1.55;
  color: var(--color-slate-muted);
}

.form-check-label a {
  color: var(--color-primary);
  text-decoration: underline;
  font-weight: 600;
}

.form-check-label strong {
  color: var(--color-slate-dark);
}

/* Submit Area */
.form-submit-wrapper {
  margin-top: 24px;
  text-align: center;
}

.btn-submit-main {
  width: 100%;
  max-width: 480px;
  padding: 18px 36px;
  font-size: 1.15rem;
  letter-spacing: -0.01em;
  margin: 0 auto;
}

.submit-disclaimer {
  font-size: 0.75rem;
  color: #94A3B8;
  margin-top: 12px;
}

/* Success Card */
.form-success-card {
  display: none;
  padding: 40px 32px;
  text-align: center;
}

.success-icon-wrap {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--color-emerald-subtle);
  color: var(--color-emerald);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.2rem;
  margin: 0 auto 20px auto;
}

.case-ref-badge {
  display: inline-block;
  background: #F1F5F9;
  border: 1px solid #CBD5E1;
  color: var(--color-slate-dark);
  font-family: monospace;
  font-size: 1rem;
  font-weight: 700;
  padding: 6px 16px;
  border-radius: var(--radius-sm);
  margin: 12px 0 24px 0;
}

.next-steps-list {
  text-align: left;
  max-width: 520px;
  margin: 0 auto 30px auto;
  background: #F8FAFC;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 20px;
}

.next-step-item {
  display: flex;
  gap: 12px;
  margin-bottom: 14px;
}

.next-step-item:last-child {
  margin-bottom: 0;
}

.step-num {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--color-primary);
  color: #FFFFFF;
  font-size: 0.8rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

/* --- Damage Categories Section --- */
.section-padding {
  padding: 80px 0;
}

.bg-white {
  background-color: #FFFFFF;
}

.damage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.damage-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.damage-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: #CBD5E1;
  background: #FFFFFF;
}

.damage-card-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: #EFF6FF;
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
}

.damage-card:nth-child(2) .damage-card-icon {
  background: #FEF3C7;
  color: #D97706;
}

.damage-card:nth-child(3) .damage-card-icon {
  background: #D1FAE5;
  color: #059669;
}

.damage-card h3 {
  font-size: 1.25rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.damage-card p {
  color: var(--color-slate-body);
  font-size: 0.94rem;
  line-height: 1.6;
  margin-bottom: 16px;
  flex-grow: 1;
}

.damage-card-list {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid var(--color-border);
  padding-top: 14px;
}

.damage-card-list li {
  font-size: 0.85rem;
  color: var(--color-slate-muted);
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.damage-card-list li::before {
  content: '✓';
  color: var(--color-emerald);
  font-weight: 800;
}

/* --- Accident Types Section --- */
.accident-types-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.accident-type-card {
  background: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 24px;
  display: flex;
  align-items: flex-start;
  gap: 18px;
  transition: all var(--transition-normal);
}

.accident-type-card:hover {
  border-color: var(--color-primary-light);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.accident-type-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--color-primary-subtle);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}

.accident-type-content h4 {
  margin: 0 0 6px 0;
  font-size: 1.05rem;
  font-weight: 700;
}

.accident-type-content p {
  margin: 0;
  font-size: 0.86rem;
  color: var(--color-slate-muted);
  line-height: 1.5;
}

/* --- Timeline / 3 Steps Section --- */
.timeline-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  position: relative;
}

.step-card {
  background: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  position: relative;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-normal);
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.step-badge {
  position: absolute;
  top: -16px;
  left: 24px;
  background: var(--color-primary);
  color: #FFFFFF;
  font-size: 0.8rem;
  font-weight: 800;
  padding: 4px 14px;
  border-radius: var(--radius-full);
  box-shadow: 0 2px 8px rgba(37, 99, 235, 0.3);
}

.step-card h3 {
  margin: 12px 0 10px 0;
  font-size: 1.25rem;
}

.step-card p {
  font-size: 0.92rem;
  color: var(--color-slate-body);
  margin: 0;
}

/* --- Split Visual Section --- */
.split-visual-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 56px;
}

.split-visual-img-wrap {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 4px solid #FFFFFF;
}

.split-visual-img-wrap img {
  width: 100%;
  height: 420px;
  object-fit: cover;
}

.feature-checklist {
  list-style: none;
  padding: 0;
  margin: 24px 0 0 0;
}

.feature-checklist-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 18px;
}

.feature-check-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--color-emerald-subtle);
  color: var(--color-emerald);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  font-weight: 800;
  flex-shrink: 0;
  margin-top: 2px;
}

.feature-check-text h4 {
  margin: 0 0 4px 0;
  font-size: 1.05rem;
  font-weight: 700;
}

.feature-check-text p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--color-slate-body);
}

/* --- FAQ Accordion --- */
.faq-container {
  max-width: 840px;
  margin: 0 auto;
}

.accordion-item {
  background: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  margin-bottom: 14px;
  overflow: hidden;
  transition: all var(--transition-fast);
}

.accordion-item:hover {
  border-color: #CBD5E1;
}

.accordion-button {
  width: 100%;
  background: transparent;
  border: none;
  outline: none;
  padding: 20px 24px;
  text-align: left;
  font-family: var(--font-main);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-slate-dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

.accordion-icon {
  width: 20px;
  height: 20px;
  transition: transform var(--transition-fast);
  flex-shrink: 0;
  color: var(--color-primary);
}

.accordion-item.active .accordion-icon {
  transform: rotate(180deg);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease-out;
  padding: 0 24px;
}

.accordion-item.active .accordion-content {
  padding: 0 24px 22px 24px;
}

.accordion-content p {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.65;
  color: var(--color-slate-body);
}

/* --- Final CTA Banner --- */
.cta-banner-section {
  padding: 70px 0;
  background: linear-gradient(135deg, #0B132B 0%, #1E293B 100%);
  color: #FFFFFF;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 800px;
  height: 300px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.25) 0%, transparent 70%);
  pointer-events: none;
}

.cta-banner-content {
  position: relative;
  z-index: 1;
  max-width: 680px;
  margin: 0 auto;
}

.cta-banner-heading {
  font-size: 2.5rem;
  color: #FFFFFF;
  font-weight: 800;
  margin-bottom: 16px;
}

.cta-banner-lead {
  font-size: 1.15rem;
  color: #CBD5E1;
  margin-bottom: 32px;
}

/* --- Footer --- */
.site-footer {
  background: #070D1F;
  color: #94A3B8;
  padding: 70px 0 28px 0;
  font-size: 0.9rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 50px;
}

.footer-brand p {
  margin-top: 14px;
  color: #94A3B8;
  font-size: 0.88rem;
  line-height: 1.6;
  max-width: 320px;
}

.footer-col h4 {
  color: #FFFFFF;
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 18px;
}

.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links a {
  color: #94A3B8;
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: #FFFFFF;
}

.footer-legal-notice {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: var(--radius-md);
  padding: 20px;
  font-size: 0.76rem;
  line-height: 1.6;
  color: #64748B;
  margin-bottom: 30px;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  font-size: 0.82rem;
}

/* --- Legal Subpage Specific Styles --- */
.legal-header {
  background: linear-gradient(135deg, #0B132B 0%, #1E293B 100%);
  color: #FFFFFF;
  padding: 60px 0;
}

.legal-header h1 {
  color: #FFFFFF;
  font-size: 2.6rem;
  font-weight: 800;
  margin-bottom: 10px;
}

.legal-meta {
  color: #94A3B8;
  font-size: 0.9rem;
}

.legal-content-card {
  background: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 48px;
  box-shadow: var(--shadow-sm);
  margin-top: -30px;
  margin-bottom: 80px;
}

.legal-content-card h2 {
  font-size: 1.6rem;
  margin-top: 36px;
  margin-bottom: 14px;
  border-bottom: 1px solid #F1F5F9;
  padding-bottom: 8px;
}

.legal-content-card h3 {
  font-size: 1.25rem;
  margin-top: 24px;
  margin-bottom: 10px;
}

.legal-content-card p,
.legal-content-card li {
  font-size: 0.96rem;
  line-height: 1.7;
  color: var(--color-slate-body);
}

.legal-content-card ul,
.legal-content-card ol {
  padding-left: 24px;
  margin-bottom: 20px;
}

/* --- Sticky Bottom CTA Bar (Mobile Only) --- */
.mobile-sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #FFFFFF;
  border-top: 1px solid var(--color-border);
  padding: 12px 16px;
  box-shadow: 0 -4px 16px rgba(0, 0, 0, 0.1);
  z-index: 999;
}

/* --- Media Queries / Responsive --- */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-heading {
    font-size: 2.6rem;
  }
  .trust-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .damage-grid {
    grid-template-columns: 1fr;
  }
  .accident-types-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .timeline-grid {
    grid-template-columns: 1fr;
  }
  .split-visual-grid {
    grid-template-columns: 1fr;
  }
  .footer-top {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .desktop-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: flex;
  }
  .hero-heading {
    font-size: 2.1rem;
  }
  .hero-lead {
    font-size: 1.02rem;
  }
  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }
  .btn-lg {
    width: 100%;
  }
  .trust-grid {
    grid-template-columns: 1fr;
  }
  .form-card-body {
    padding: 24px 18px;
  }
  .form-grid {
    grid-template-columns: 1fr;
  }
  .form-col-12, .form-col-6, .form-col-4 {
    grid-column: span 1;
  }
  .accident-types-grid {
    grid-template-columns: 1fr;
  }
  .footer-top {
    grid-template-columns: 1fr;
  }
  .legal-content-card {
    padding: 24px 18px;
  }
  .mobile-sticky-cta {
    display: block;
  }
  body {
    padding-bottom: 64px;
  }
}